First of all, I know there are financial gurus I really respect who disagree with me on this, and that's fine because I'm not giving you financial advice, I'm giving you cyber security advice: Don't use a debit card. Especially don't use a debit card at shady stores that don't require the chip reade...

First, you should know what a botnet is (See my post here).

AVG has a great short list in a good, but long article on botnets. Here are their recommendations to keep you from being part of a botnet:

• Don't download things you don't trust
• Don't click online ads
• Don't fall for phishing ...

2019 is already off to a big start this year with malware and bad actors all of over the place. Every year Sonicwall publishes an excellent report on what they saw last year and what to look out for this year (Click Here for Full Report). 

This year you can expect to see a continue escelat...